Pay3

Payment Rails for
Agentic Economy

Powering agentic commerce and instant payments through stablecoins
payment
payment
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Move money globally, instantly
Settle and manage payments globally, in seconds. Stablecoin rails convert fiat → stablecoin → fiat, routed through a multi-chain, multi-stablecoin engine for the best price and speed.
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Fuel Your Payments with Digital Currencies
Receive, send and settle payments in seconds - anywhere in the world
100+
Stablecoins & Cryptocurrencies
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Go Global With Local Payments
Instant payments, mobile wallets, bank transfers and QR codes
300+
Local Payment methods across
100+
Countries
Payments built for AI agents
Agents transact on mandates, not manual approvals. Pay3 handles verification, spending limits, and settlement, on cards or stablecoins.
Works withA2Ax402AP2UCP

Just 5 lines of code to get started

code

Use Cases

Cross-Border Payments
Move funds across borders in seconds.
Remittances
Send remittances instantly at lower cost.
PSP & Fintech Infrastructure
Power your platform with white-label rails.
Global Treasury
Manage multi-currency treasury with real-time visibility.
E-commerce & Agentic Checkouts
Accept payments from humans or AI agents.
Invoice Payments
Automate B2B invoicing for people or agents.
Metered & Usage-Based Billing
Bill AI and SaaS usage in real time.
Trading & Brokerage
Settle trades and client funds instantly.
Begin your journey to Elevate your payment experience!
The best coverage and lowest cost experience
Top Local Payment Methods
VisaMastercardApple PayApple PayApple PayApple PayApple PayApple PayApple PayApple PayApple PayApple PayApple PayApple PayApple PayApple PayApple PayApple Pay
Popular Stablecoins
Settle payments in any of these, instantly convertible to local currency
paypal
30+ Blockchains
Route every payment through the fastest, cheapest network available
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Streamlined Checkout Experience
Integration with multiple payment and liquidity partners for a streamlined checkout experience
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Secure and Robust
Robust security measures ensuring maximum protection by encrypting sensitive data
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Lower Fee, High Success Rate
Optimal payment routing boosting approval rates and reducing Fees using our proprietary AI engine
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Payment Links
Generate secure payment links and easily share them to collect payments from customers worldwide.
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Actionable Analytics
Intuitive dashboard displaying comprehensive data on user activity and transactions
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Dedicated Support
Comprehensive support for end user queries and developer integration
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Comprehensive Coverage
100+ fiat currencies, 100+ countries, 100+ cryptocurrencies, and popular local payment methods for a seamless transaction experience
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Spending controls
Set transaction limits and approval rules per agent. Revoke access instantly.
We are backed by
leo capitalmultiple venturesgemba capitalsspecial investarka
Meet Our Leadership
We are a team passionate about revolutionising global payments. From coding wizards to customer success, we are dedicated to making payments simple and secure for all.
priya karnik
Priya Karnik has extensive experience in payments and financial services. Her stints include global and regional business roles at Citibank, senior executive position at Paytm and founding Dvara Money: a financial services firm for the next billion in India. Priya holds an MBA from the Indian Institute of Management Calcutta, India and an engineering degree from the National Institute of Technology, Suratkal, India
Priya Karnik
Co-Founder
Rajiv Thondanoor
Rajiv is a senior executive who has more than 18 years of extensive global experience in Consumer Internet and Enterprise businesses. He has held various roles in Engineering and Product Management across Silicon Valley companies (Ask, Yahoo, CBS Interactive, BCG Digital Ventures) along with being a founding member of his company OpenInstall (acquired by AVG Technologies). His most recent stints include heading product management at Ola and later at Cleartrip.
Rajiv Thondanoor
Co-Founder
Ajitsen Surendran
Ajit is a seasoned technologist with experience building platforms at scale and building teams across Walmart, Yahoo and early stage startups. Ajit was most recently a principal engineer at Walmart. Ajit has a Masters in computer science from IIT Kharagpur.
Ajitsen Surendran
Engineering Lead
Parimal
With over a decade of expertise spanning Aerospace R&D, Payments, Blockchain, and IT Services, Parimal is a seasoned professional in Product and Sales. An early advocate of blockchain technology since 2012, he brings visionary perspective to the industry. Parimal is also a distinguished alumnus of IIT Kharagpur, where he earned his engineering degree.
Parimal
Sales and Partnerships

Frequently Asked Questions

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