We cater to End Users who are 18 years or older. We require our Businesses to get a declaration from their users to confirm that their users are 18 years or older.
|Personal Information||Applicable for||Purpose||With which third parties We share?||What arrangements do We have with these third parties ?||How long do We retain?|
|Information about the legal entity - proof of legal formation (e.g., certificate of incorporation, articles of association, contact details, activities and ownership structure, material beneficial owners, tax identification number)||Businesses||Regulatory and compliance purposes - Know Your Business||Our payment partners including but not limited to on and off-ramp partners, financial institutions and other payment providers||Contractual agreements/Terms of Service||As required by our partners and local regulations|
|Information about the business including usage data||Businesses||Provision of products||Our payment partners including but not limited to on and off-ramp partners, liquidity providers, financial institutions and other payment providers||Contractual agreements/Terms of Service||Duration of provision of products|
|Employee Identification number, Contact details and credentials||Business Users||Account creation and Provision of products||None||N.A||Duration of provision of products|
|Contact information including email address and or mobile number||End Users||Account creation and Provision of products||None||N.A||Duration of provision of products|
|Email and social logins||End Users||Account creation and credential verification||Email (E.g., Google) and Social Media organisations for verification||Contractual agreements/Terms of Service||Duration of provision of products|
|Device Information – device type, device identification number, geo-location, time zone, language setting, browser type, and IP address and cookies||End Users||Account creation and Provision of products, fraud detection and prevention||None||N.A||Duration of provision of products|
|Transaction Information: Information about the transactions including - account You want to pay from, recipient details, the amount and timestamp, balance details.||End Users||Provision of products and fraud detection||Our payment partners including but not limited to on and off-ramp partners,liquidity providers financial institutions and other payment providers||Contractual agreements/Terms of Service||Longer of Duration of provision of products or as required by our partners and local regulations|
We share your personal information only with those who require such information to perform their work. Pay3 will never sell or rent your personal information to third parties without your explicit consent. Law enforcement, government officials, or other third parties when we are compelled to do so by a subpoena, court order or similar legal procedure, when we need to do so to comply with law we believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our Terms of Service, or as otherwise required by law;
Please note that Blockchain transactions are irreversible, and any information stored in the Blockchain will remain publicly viewable and immutable for an indefinite period of time. Your Blockchain address and certain data will be displayed permanently and publicly. You agree to relinquish any right of rectification or to the erasure of personal data, which is not possible on the Blockchain.
We store and process your personal information using third-party data centers including Amazon Web Services, Google Cloud Services, Microsoft Azure and Digital Ocean located in the United States (and other countries). This information is protected by physical, electronic and procedural safeguards in compliance with applicable federal and state regulations. In addition, we use measures like firewalls, data encryption and authorise access to personal information to a limited number of personnel on a need basis. Any request for processing personal information by You including updating, modifying and deleting will only be undertaken after verification of Your credentials. We maintain organizational, technical and administrative measures designed to protect Personal Data covered by this Policy against unauthorized access, destruction, loss, alteration or misuse. We make reasonable efforts to secure and safeguard your personal information and despite our best efforts if there is a security breach We will notify You. We request You to keep any credentials that provide access to your personal information on our systems safe and secure including but not limited to strong passwords and not sharing passwords.
We aim to fulfil all verified requests within 45 days pursuant to the appropriate regulation. If necessary, extensions for an additional 45 days will be accompanied by an explanation for the delay.
We are a global business. While We transfer your personal information outside of the European Economic Area (EEA) we ensure that it is protected in a manner that is consistent with how your personal information will be protected by us in the EEA respectively. The recipient must sign up to a contract based on "model contractual clauses" approved by the UK Government or European Commission (as applicable), obliging them to protect your personal information. When we transfer your personal information to another country, we will ensure that any transfer of your personal information is compliant with applicable data protection law.
You can review and update your personal information at any time by logging into your account with the right credentials or writing to us at firstname.lastname@example.org.
You have the right to
All communication from Pay3 will be via electronic medium.
We aim to fulfil all verified requests within 45 days pursuant to the CCPA. If necessary, extensions for an additional 45 days will be accompanied by an explanation for the delay
You can contact Us by writing to email@example.com